Long-term care goes beyond medical care and nursing care to include the daily assistance you would need if you ever have a chronic illness or disability that renders you unable (physically or cognitively) to care for yourself for an extended period of time.

Long-term care can provide assistance to a young or middle-aged person who has been in an accident or suffered a debilitating illness.

Long-term care can be provided at home or at a nursing facility, assisted living facility, adult day care, or alternate care facility.

Care provided by family members can be supplemented by visiting nurses, home health aides, home-delivered meals, chore services, and respite services for caregivers who need a break from daily responsibilities.